Nationwide has issued a £436 alert to millions of savers across the UK, as it shared its latest findings. The world’s largest building society said that Brits plan to save £7,535 on average in 2026, with those aged 25-34 hoping to almost double that amount.

Almost a third (32%) of adults plan to save more money than last year, with 43% expecting to save the same amount. Some 10% of the 2,000 adults surveyed said they don’t expect to save anything at all.

So far in 2025, people across the UK earned an average of £436 in interest on their savings. That said, just over one in eight (13%) earned no interest at all.

Brits plan to save an average of £7,535 in 2026, while those aged 25-34 are hoping to almost double that amount, according to new research from Nationwide. While close to a third (32%) of adults plan to save more than last year and 43 per cent expect to save the same amount, one in ten (10%) don’t plan to save anything at all.

This year, Nationwide said, Brits earned an average of £436 interest on their savings, perhaps fuelled by higher interest rates.

But just over one in eight (13%) earned no interest, with many keeping their money in current accounts – earning little or no return.

Top reasons to save in 2026

• Emergency fund (43%)
• Holidays (36%)
• Retirement (23%)
• Home improvements (20%)
• Children’s futures (20%)

Richard Stocker, Head of Savings at Nationwide, said: “It’s encouraging that most people aim to save in 2026, with many planning to put away more next year. However, too many are missing out on interest by leaving money in current accounts.

“Our advice is simple: start early and save regularly to build a habit. Make use of helpful tools such as the budget calculator on our app and benefit from incentives such as our £175 bank account switching offer – which is a great way to kick start a savings habit.”